Best Cross-border Payment Channels

Chinese Consumers: UQPAY comprehensively supports UnionPay, Gateway, Quick Pay, cross-border Alipay and WeChat Payment.

Local Overseas Consumers: UQPAY provides VISA、MASTERCARD、JCB.

UQPAY supports multi-end access: like PC webpage(WEB), mobile webpage(WAP or HTML5 and WeChat Official Account Payment), mobile application(APP).

Transaction currency of UQPAY supports: CNY, USD, EUR, HKD, JPY, GBP and KRW, etc.; settlement currency supports: USD, EUR, GBP, HKD and JPY.


B2C Web Payment

Scene settings:Gathering from Chinese consumers

  • A merchant site

  • 1 Choose then order

    Chinese consumers choose and buy on merchant site and generate the priced currency order

  • 2 Payment method select

    Provide Chinese mainstream payment methods

  • 3 Complete payment

    Show the amount of RMB required to pay for the order through real-time exchange

A certain shopping site A certain shopping site Choose then order Payment method select Complete payment

B2C App Payment

Scene settings:Gathering from local overseas consumers

  • A merchant APP

  • 1 Choose then order

    Local consumers choose and buy on merchant APP and generate the priced currency order

  • 2 Payment method select

    Provide local mainstream payment methods or international mainstream payment methods

  • 3 Complete payment

    Show local currency amount required to pay for the order through real-time exchange

A certain shopping App A certain shopping App Choose then order Payment method select Complete payment

B2C QR Code Payment

Scene settings:cross-border O2O store

Method 1: Scan

Download UQPAY-APP on merchant's smart phone IOS and Android systems and scan the customer’s QR code directly through phone for gathering.

Method 2: QR Code

The merchant can generate fixed QR code at Merchant System, print and paste it at the store, the customer can then scan the QR code through APP, input amount and complete payment.

B2B Cross-border Payment Sending

UQPAY covers all mainstream payment channels, providing the most simple, rapid and personalized development access for the enterprise, also providing a simple payment management platform so that the enterprises can focus on cross-channel transaction and financial management.

Account Management Function

The merchant can manage his own beneficiary account.

Batch Payment

The merchant can submit multiple payments at once through import, the system will then execute completion by batch.

Balance Payment Function

The merchant can directly make payment with card. If the amount in card is insufficient or exceeds the payment limit, the merchant can make payment of large amount through the balance not withdrawn in the system or topping up the balance.


B2B Cross-border Payment Collection

UQPAY covers all mainstream payment channels, providing the most simple, rapid and personalized development access for the enterprise, also providing a simple gathering management platform so that the enterprises can focus on cross-channel transaction and financial management.

Optional Payment Methods

The merchant can specify the payment method for gathering when creating gathering information.

Independent Payment and Gathering Page

The system provides independent and non-repeated cashier page for each piece of gathering information. The merchant can customize the content displayed on the page, like merchant’s logo, enterprise information, payment instruction, etc.

Gathering Information Integration

The merchant may enter the information that the payer is aware of when creating the gathering information, which will be displayed on the payment page of the payee.

Real-time Payment Successful Push Message

When the payer completes the payment, the system will notify the merchant by mail or EMS in real time.