Optimize fund management and enhance operational efficiency with UQPAY's new commercial debit and prepaid cards, directly linked to your accounts for transparent, real-time transactions.
UQPAY is committed to providing excellent financial payment tools to customers, and has now introduced commercial debit cards and commercial prepaid cards to meet the various financial needs of businesses and institutions.
For daily businesses and organizations expenses
Pre-allocate budgets for specific purposes, such as employee travel, specific project expenses or employee benefits.
For individual users’ everyday expenses
For personal budgeting like travel or gifts
UQPAY provides two modes of cards: SINGLE Card and SHARE Card.
Single Mode
Deposit funds into the card in advance. Supports deposit and withdrawal.
Share Mode
Co-share the funds in main account and you can set specific card limit on a card. The card does not support deposit or withdrawal.
Physical Cards can be shipped to cardholders. Our program includes a complete manufacturing process to ensure your card is of the highest quality.
Cards with no physical form, but it includes all the card information needed for digital transactions.
Provide instant payment capabilities to ensure that corporates can quickly respond to market needs and business opportunities.
Include the budget management and expenditure control functions to help enterprises monitor and manage expenditures in accordance to budgets.
Real-time monitoring and management of corporate funds, together with real-time account balance inquiry, transaction record review, etc.
UQPAY's advanced technology ensures a fast and convenient payment experience.
Multiple encryption and risk control measures guarantee fund safety.
Currently focusing on corporate virtual cards, with upcoming physical and consumer cards.
Diverse application scenarios supported for both online and offline transactions.
Institutions can choose to charge and deduct transaction fees from either a cardholder's card or from an institution's account. This offers great flexibility for the institutions to provide services with customized fee structures.
Provide robust APIs for easy integration with existing systems. Customers can easily onboard through institutions following a streamlined and efficient process. This quick and simple onboarding is designed to enhance the customer experience.
Through the BIN sponsorship service, institutions can swiftly launch their payment products such as prepaid cards, debit cards, etc., without the need to apply directly for membership with card schemes.
3D Secure (3DS) provides an additional security layer for your cardholders when making online payments. Enabling 3DS on your cards reduces the chance of fraudulent transactions and chargeback requests.
Digital wallets support all our card types. Cardholders can easily add either virtual or physical cards to their digital wallets for use with Apple Pay and Google Pay.
Support Multi-currency settlement: Able to settle in multiple currencies
Provide BIN Sponsorship Service Model: Enable your own card issuing capability.
Co-Brand Card: Co-Brand Cards provide cardholders with benefits and rewards related to the partnering brands.
